Now You Can Use Your Phone to Make an Accident Claim

A national insurance company has recently launched an application for the iphone which can help drivers to report and collect details for an accident claim if they have been involved in a collision. According to the managing director of the insurance firm, 30% of drivers involved in a road collision do not report the necessary data at the time of the crash and this negatively impacts their ability to make a successful accident claim. With this new application, drivers will be taken through a step by step process, helping them to stay calm.

This is a useful application and does not intend to replace personal safe guards including the police and highway maintenance teams. Neither does it erase the need for a road traffic accident specialist who can help you take your accident claim to court if need be. In fact, lawyers and solicitors have celebrated the application as it helps them if a case comes to court, because they have so much evidence stored digitally.

The features of the application include a health and safety guide. This gives practical instructions of how to stay at the roadside safely as you wait for the emergency services, spotting any danger signs coming from the scene of the crash such as petrol leaks and risk of explosion, and how to avoid disturbing the evidence.

Other areas that the new application can help with are the collecting of third party evidence which can be used by any insurer to assess the accident claim. Studies have shown that the majority of drivers involved in a collision are usually too stressed, confused and traumatised to record vital information. The crash application allows them to record witness details, take photos of the scene and record the exact location of the accident using GPS.

Although this application has been launched by an individual insurer, it can be used in a claim with any insurance company and the driver simply has to input details of their own car insurance company. It is predicted that this will speed up the amount of time it takes for accident claims to be processed as any evidence which is needed can be provided immediately, instead of having to wait for files included in the police report. However, drivers will not be able to manipulate the tool because the insurer and police will not stop communicating with each other over these types of accident.